Insurance Claim Assistance
Storm damage? We handle the entire insurance claim process — from documentation to final repairs. Most homeowners pay only their deductible.
Most Homeowners Pay Only Their Deductible
When storm damage is covered by insurance, you typically only pay your deductible. Impact Exteriors handles all the documentation, adjuster meetings, and paperwork — so you don't have to.
Our Insurance Claim Process
We guide you through every step of the insurance claim process, from initial inspection to final repairs.
Free Damage Inspection
We inspect your roof and document all storm damage with photos, measurements, and a detailed report — at no cost to you.
Insurance Claim Filing
We help you file your claim correctly and completely, ensuring all damage is documented and nothing is missed.
Adjuster Meeting
Our team meets with your insurance adjuster on-site to advocate for a fair settlement that covers all necessary repairs.
Claim Approval
Once approved, we review the settlement with you to ensure it covers the full scope of work needed.
Expert Repairs
Our certified crew completes all repairs using manufacturer-approved materials, backed by our lifetime labor warranty.
Final Documentation
We provide all final documentation for your insurance company and hand over your warranty paperwork.
Types of Storm Damage We Handle
Hail Damage
Hail can cause granule loss, dents, and cracks that aren't always visible from the ground. We document all hail damage for your claim.
Wind Damage
High winds can lift, crack, or remove shingles. We assess and document all wind-related damage thoroughly.
Water & Leak Damage
Storm-related leaks and water infiltration are covered by most homeowner policies. We identify the source and document the damage.
Fire & Lightning Damage
Lightning strikes and fire damage to your roof and exterior are typically covered. We handle the full restoration.
Fallen Tree Damage
Trees and large branches falling on your home during storms are covered by most policies. We handle emergency tarping and full repairs.
Why Choose Impact Exteriors for Insurance Claims?
Certified & Experienced
Our team has processed hundreds of insurance claims and knows exactly what adjusters look for.
Thorough Documentation
We provide detailed photo documentation, measurements, and written reports that support your claim.
Adjuster Advocacy
We attend adjuster meetings and advocate for a fair settlement that covers all necessary repairs.
Same-Day Emergency Service
We respond quickly to prevent further damage and provide emergency tarping when needed.
Insurance Claim FAQs
Will filing a claim raise my insurance rates?
Storm damage claims are typically considered "acts of God" and generally do not raise your rates. However, policies vary — we recommend checking with your insurance agent. What we can tell you is that unrepaired storm damage will definitely cost you more in the long run.
What if my claim is denied?
We have extensive experience with denied claims and can help you appeal. We'll provide additional documentation, photos, and expert testimony to support your case. Many initially denied claims are successfully appealed.
How long does the insurance process take?
Most claims are processed within 2–4 weeks from initial filing to approval. We work to expedite the process and keep you informed at every step. Emergency repairs can begin immediately while the claim is processed.
Do I have to use my insurance company's preferred contractor?
No. You have the right to choose your own contractor. Insurance companies may suggest preferred contractors, but you are not obligated to use them. You can choose Impact Exteriors regardless of your insurance company.
What does my deductible cover?
Your deductible is your out-of-pocket cost. For example, if your claim is approved for $15,000 and your deductible is $1,000, your insurance pays $14,000 and you pay $1,000. We can discuss financing options to help cover your deductible.
Storm Damage? We Can Help.
Call us today for a free damage inspection. We handle the entire insurance process so you don't have to.